Finding the best mortgage for
you is not just about finding the lowest rate. A mortgage is made up of 4 different
components, and subsets within each,all of which go into obtaining
the best overall loan financing for you and your family.
"I believe one of the
biggest reasons the mortgage market melted down in 2008 was the advertising
allowed on TV and the radio, which promoted the lowest rates ever. These rates were as low as
.25%, yes, a quarter of one percent! After working in mortgages and finance for almost 30 years, I have become exceptionally cautious of where I spend my money. There are a lot of
things you can and should buy at a discount.. socks, underwear,
bottled water to name a few. However, when you’re making the biggest and most
important financial decision of your life do you really want to be a discount, 'Wal-Mart' shopper?" -Jeff Jaye, UMP Principal
You can learn about the 4 pieces of a successful mortgage
transaction, please look to a Nationally Certified Upfront Mortgage Professional
(UMP). Your UMP will help you figure out what rate and fee package will be best for your individual scenario, and is the only Loan Professional who has pledged a 10 point commitment to put honest and ethical service first, rather than commissions and hidden fees.
You can find one for your purchase or refinance transaction at www.upfrontmortgageprofessionals.com
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