'Tis the Season.. for Mortgage Opportunities!

The holidays are quickly approaching, and with them, the opportunity for cash-out or to restructure your current loan!  

If you're a consumer looking for ethical and transparent mortgage banker or lender who is certified beyond the normal NMLS, an UpFront Mortgage Professional is your answer.

Only a UMP is certified and committed to offer a Free Rate Roll down after you lock to lower your rate if they come down before you close, able to guarantee closing costs and reimburse you for appraisal and credit, and provide you with the actual lender lock form and the cost or commission to us!

Visit the UMP site at www.upfrontmortgageprofessionals.com to find one in

your area and get a mortgage process and transaction that you have never had before! 

Have a safe and happy Thanksgiving, we're thankful to be able to serve you!

Does the Lowest Rate = The Best Mortgage?

Absolutely not!

Finding the best mortgage for you is not just about finding the lowest rate.  A mortgage is made up of 4 different components, and subsets within each,all of which go into obtaining the best overall loan financing for you and your family. 

"I believe one of the biggest reasons the mortgage market melted down in 2008 was the advertising allowed on TV and the radio, which promoted the lowest rates ever.  These rates were as low as .25%, yes, a quarter of one percent!   After working in mortgages and finance for almost 30 years, I have become exceptionally cautious of where I spend my money.  There are a lot of things you can and should buy at a discount.. socks, underwear, bottled water to name a few.  However, when you’re making the biggest and most important financial decision of your life do you really want to be a discount, 'Wal-Mart' shopper?"  -Jeff Jaye, UMP Principal

You can learn about the 4 pieces of a successful mortgage transaction, please look to a Nationally Certified Upfront Mortgage Professional (UMP).  Your UMP will help you figure out what rate and fee package will be best for your individual scenario, and is the only Loan Professional who has pledged a 10 point commitment to put honest and ethical service first, rather than commissions and hidden fees.

You can find one for your purchase or refinance transaction at www.upfrontmortgageprofessionals.com

Upfront Mortgage Professionals Welcomes Texas Affiliate, Marcy Wolf!

The Upfront Mortgage Professionals are honored to announce that Marcy Wolf of Action Mortgage in Texas has passed the Mortgage Professors’, National Certification test and become the 4^th UMP in the United States. 

 

Marcy represents the State of Texas and is a long time Upfront Mortgage originator. "The Upfront Mortgage Professionals are excited to have Marcy represented the consumers of Texas who are looking for a guaranteed 10 Point Commitment for purchasing and refinancing their homes” said Jeff Jaye, Founder of the Upfront Mortgage Professionals. “I have known and worked with Marcy over the last 13 years and she is a trusted colleague and will help Texans obtain an ethical and transparent mortgage transaction beyond reproach.” 

 

Marcy can be found at www.actionmortgage.com  or by email at marcy@actionmortgage.net.

 

 

Using a UMP will ensure the lowest available rate, guaranteed closing cost guarantee and a Free Rate Roll Down on every transaction. Please visit  www.upfrontmortgageprofessionals.com to find a UMP in your State.

 

If you are interested in becoming a Certified UMP for your state, please inquire at our site.